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7 July 2010, 00:00
Figures that have been given to Heart show people in Kent are in £32billion of debt.
That's the equivalent of everyone in the county owing £23,000.
The research also shows a property is repossessed every 13 minutes in the UK and someone's declared bankrupt every 51 seconds.
Most students who were spoken to as part of the study by a debt management company said they believed debt to be a 'fact of life' and just over a third had no concerns about ending up owing money.
Almost 8 in 10 people said that when they borrowed money they didn't get any advice beforehand and thought that bankruptcy was an easy way to get out of debt.