Check out who's clinched the award for our favourite fashion moment of the day!
Fraudsters Have A New Way To Access Your Bank Account. Here's How To Stay Safe
Be vigilant – a new type of fraud, known as a 'facility takeover', is on the rise.
Fraudsters are forever finding new ways to worm their way into your hard-earned funds – and now there’s a brand new threat to look out for.
Luckily there’s plenty you can do to prevent the would-be thieves from getting their hands on your cash.
The current big ruse is known as a ‘facility takeover’, whereby a fraudster poses as you to gain access to your account.
Last year the number of facility takeovers rose from 15,497 to a whopping 22,525, a clear sign that the problem is becoming something of an epidemic. This information was gathered by the invaluable fraud prevention service Cifas.
It’s not a particularly easy feat for scammers to pull off, as they must gather rather a lot of information about you in order to access your account. This includes personal information and information about your account.
There's something suspicious about this guy (credit: iStock)
If a fraudster has enough information about you, they could convince a call centre worker that they really are you! More than 50% of facility takeovers were conducted over the phone, a recent investigation found.
According to Cifas, any account can be taken over by scammers. This includes your bank account, credit cards, telephone and email accounts. So there are plenty of reason to remain as vigilant as possible!
It’s reported that fraudsters access you personal information by scouring through your social media profiles. In some cases, they may even contact you personally to try and dupe you into sharing your personal information. This can involve contacting you via Whatsapp.
Don't be caught out like this woman (credit: iStock)
The money saving website Experian has offered the following guide to help you to keep the scammers at arm’s length:
1) Never respond to unsolicited emails and phone calls.
2) Use different passwords for different accounts – particularly for your email account and online banking.
3) Use strong passwords made up of three random words – you can add in numbers and symbols, and use a combination of lowercase and uppercase letters if you want.
4) Before entering payment details online check the link is secure. There should be a padlock symbol in the browser window frame (not the page itself), and the web address should being with 'https://'. The 's' stands for 'secure'.
5) On social media, always use privacy settings to ensure that only friends and family can see your posts.
Please be vigilant. We’d hate for you to be caught out!
Let's face it, nothing beats old school Hollywood glamour...especially when it's given a modern twist!
Take a look at these stars before and after the stylist's touch.
Men's beauty regimes are nothing like women's. They need to be hassle free and reliable.
Singer Ciara blows competition out of the water with her incredible monochrome dress at the AMAs 2016.
Heart Beauty has trialled three different ways to keep your brows in check - and here are the results.
Gigi Hadid, Michelle Keegan, Cheryl Fernandez-Versini, Jennifer Lopez, Lady Gaga and Drew Barrymore ditch the makeup and go for a natural look.
We take a look at what 10 icons say about beauty and look at how this can work for you.
Deposit £10 to get a £40 Welcome Bonus - That's £50 to play bingo, slots and more!*
Over 50 tracks to make you feel-good. New album out now...