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1 July 2015, 06:00
More than 6,000 students in Scotland are having to resort to payday loans to make ends meet, new research has claimed.
Those north of the border are almost twice as likely to have turned to short-term lenders as the UK average, a report by student accommodation provider Unite Students found.
Across the UK, almost 32,000 students are using payday loans and similar high-interest debt to fund everyday living costs, the Unite Students Insight Report found.
But in Scotland the total is said to be 6,339 - almost 3% of all students.
The figures are based on a survey of more than 8,500 university applicants, undergraduates and postgraduate students across the UK.
Iain Gray, Scottish Labour acting leader, said the statistics showed "how appalling the situation really is'' for students north of the border.
Mr Gray, Labour's education spokesman at Holyrood, criticised the Scottish Government and said: "Under the SNP Government the budget for bursaries and grants has been slashed by £40 million and student debt has soared.
"That's £40 million less for students who have the talent and the drive but need extra support to get on in life.
"It's thousands of kids who have the grades to access the best courses but can only get the extra support they need by borrowing more.
"Now we learn that thousands aren't just borrowing more from the Student Loans Company, they are going to payday lenders like Wonga.
"The SNP should be ashamed of the mess they have made of student support in Scotland.''
Jenny Shaw, head of student services at Unite Students, said: "It is hard to imagine how taking out a payday loan is the right choice for any student looking to get their finances back on track.
"If a student is struggling financially there are a wide range of options and support services available.
"Universities and some students' unions have student finance advisors who offer an excellent service.
"It's worrying to see a greater proportion of applicants believe payday lenders are the way forward. We can only hope that expectation doesn't turn into a reality.''